The Set-Up
A charity presents you with a need.
The Hook
You respond generously, without checking the charity's or collector's credentials.
The Sting
There was no charity, your money is gone, and the people in need get nothing.
Natural disasters are often the trigger for fake charity scams. Scammers were asking for money immediately after the 2004 tsunami.
Other charity scammers will play on your emotions by presenting you with images and stories about sick children or homeless animals.
Variations:
Charity Lottery Scams
Scammers can set up lotteries and sell tickets promoting the idea that the proceeds will be going to charity. If you check the terms and conditions of the lottery, though (which you should always do) you may discover that only a tiny fraction of the money raised goes to charity.
Stay Safe
If you are contacted by a charity you have never heard of before, do some research before saying 'yes' to any appeal.
If you are approached face-to-face by someone representing a charity, look for official identification. Even if they have ID, check for signs that the ID may be faked.
Do not be pressured or intimidated or made to feel guilty. Genuine charities would regard such tactics as bad for their reputations.
Ask for full details of the charity, such as name, address, phone number and charity registration details. If the collector is reluctant to give out this information, find another way to contribute.
