If you hear any of these lines, your fraud alarm should start buzzing.

If you hear any of these lines, your fraud alarm should start buzzing.

Many scam artists employ time tested techniques. Here are common pitches to watch out for.

"Just wire the money" Wire transfer is the most common way con artists get cash from their victims, according to the National Consumers League. Unlike with credit cards, you have no way to stop payment or recover funds. So the perp is sure to get his money.More from Money Magazine

"Cash this check" Cons often win trust by sending you what looks like a real check. They may ask you to cash it and return all or a portion of it to them to cover fees or an overpayment. The check will invariably bounce, and you'll be on the hook for the money.

"I'm contacting you from [insert foreign country name here]" Anytime a stranger offers you an easy money proposition, be suspicious - but be especially so if the stranger is overseas. Scammers like to operate outside the U.S., where it's harder for authorities to prosecute them.

"You're guaranteed a 10% return every month" To get high returns, you have to take high risk. As a benchmark: The stock market's long-term return is 10% a year. Any deal that "guarantees" that or more is a scam.

"Don't tell anyone else about this opportunity" Con artists often discourage you from talking about an opportunity with anyone who could talk you out of it or who could really check it out.

"Only a few lucky investors can get in, so you must act right away" Scammers like to give the impression that the deal has a deadline, in hopes you'll hand over your money before doing any due diligence.

Resist the pressure. Get all the information before making a decision.

The Most Dangerous Health Scams

Today i decided to share with you some well-known aids that are not the ones they claim to be

So look, remember and beware

Ephedra

While marginally effective, this popular diet aid didn't result in nearly as much weight loss as its ads claimed, and it had the nasty side effect of raising blood pressure enough to cause strokes, heart problems and dizziness. This wasn't entirely unexpected, given that the active ingredient in ephedra is almost identical to synthetic ephedrine, which the FDA has carefully regulated for years.

Q-Ray Magnetic Bracelet

A magnetic bracelet marketed for relief of musculoskeletal pain, sciatica, headaches, tendinitis and injuries, the Q-Ray was reportedly ionized by a secret process that conferred pain-relieving abilities. The marketers, Que Te Park and Jung Joo Park, also offered a 30-day money-back guarantee that was frequently unavailable when customers requested a refund.

A panel of experts, including Richard Cleland, assistant director for the division of advertising practices at the Federal Trade Commission; Dr. Robert Baratz, MD, DDS, PhD, president of the National Council Against Health Fraud; and Andrea Giancoli, spokeswoman for the American Dietetic Association, found these to be the most scientifically inaccurate, physically and fiscally damaging health scams over the past five years.

Other notable health scams have included false cures for AIDS, diabetes and cancer, offering treatments such as malariotherapy, ozone therapy, Cancell and the 7-Day Miracle Cleanse.

These sorts of nostrums, critics contend, are dangerous because they prey on people who are afraid and sick, convincing them to forgo traditional therapies like chemotherapy, sometimes for so long that their diseases progress and are no longer curable.

Such was the case in the mid-'90s with New Yorker Julianne Charell, a woman in her sixties who was so mired in controversial Dr. Nicholas Gonzalez's suspect cancer regimen--which included repeated coffee enemas and up to 150 vitamin pills a day--that she went blind before she realized her cancer had spread.

So... BEWARE, people!!! And tell me what do you think about this...

Charity Scams

The Set-Up

A charity presents you with a need.

The Hook

You respond generously, without checking the charity's or collector's credentials.

The Sting

There was no charity, your money is gone, and the people in need get nothing.

 You are presented with an opportunity to be generous, and you respond. Unfortunately the charity turns out to be fake or a scammer pretending to be a real charity. You lose your money.

Natural disasters are often the trigger for fake charity scams. Scammers were asking for money immediately after the 2004 tsunami.

Other charity scammers will play on your emotions by presenting you with images and stories about sick children or homeless animals.

Variations:

Charity Lottery Scams

Scammers can set up lotteries and sell tickets promoting the idea that the proceeds will be going to charity. If you check the terms and conditions of the lottery, though (which you should always do) you may discover that only a tiny fraction of the money raised goes to charity.

Stay Safe

If you are contacted by a charity you have never heard of before, do some research before saying 'yes' to any appeal.

If you are approached face-to-face by someone representing a charity, look for official identification. Even if they have ID, check for signs that the ID may be faked.

Do not be pressured or intimidated or made to feel guilty. Genuine charities would regard such tactics as bad for their reputations.

Ask for full details of the charity, such as name, address, phone number and charity registration details. If the collector is reluctant to give out this information, find another way to contribute.

Help Keep Others Safe

Pay attention to photos!!!

There are many beautiful ladies which are possible to meet at dating sites. Certainly, your first attention is attracted by a lady’s main photo. But be careful! Often it is better to look through ALL photos in her album!! Because you can be very surprised! Just take a look and compare:

I have noth to add here.... Maybe you do? Comments are welcome